curl --request POST \
  --url https://api.sprucecollective.co.uk/payments/create \
  --header 'Authorization: <api-key>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "amount_cents": 123,
  "currency": "<string>",
  "payment_method": "<string>",
  "description": "<string>",
  "metadata": {}
}
'

{
  "amount_cents": 123,
  "created_at": "<string>",
  "currency": "<string>",
  "description": "<string>",
  "fraud_score": 123,
  "gateway": "<string>",
  "gateway_transaction_id": "<string>",
  "id": "<string>",
  "metadata": {},
  "payment_method": "<string>",
  "site_id": "<string>",
  "status": "<string>",
  "updated_at": "<string>",
  "user_id": "<string>",
  "webhook_received_at": "<string>"
}